Wednesday, August 24, 2016

Top 10 Best Stocks to Buy in 2016

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Investing in share market is always the best thing to do, its called smart investment (after mutual funds). People who just want more than 8% of fixed deposit return are always invest in share market, buy stocks, or invest in mutual funds. So, if you are new and want to get start with share market, here is list of Top 10 Best stocks to buy in 2016.

Top 10 Best Stocks to Buy in 2016

Best Stocks to Buy
The new year is about to start, so its better to do financial planning as soon as possible, earn some more money with smart investment option. These list of best stocks are collected from major Broking firms.

1.Infosys :- Broking firms are expecting infosys's share will go up by 27% in next one year. In last year, infosys has given 20% of return in 2014-15. In 2015-16 will go up as the company is looking to do some good business under CEO Vishal Sikka who has launched new policy of Zero Bench, Zero Distance.

2. State Bank of India (SBI) :- Though SBI didn't grow much in last one year, but has good potential to grow at 47% in next one year. Even, SBI has showed good signs of stabilization in assets price. The target price of SBI Share is Rs.350 in next one year while the CMP is Rs.238 per share.

3. HCL Tech :- The technology company who do business abroad mostly are looking to achieve good profit despite the dollar and rupee price fight.HCL's CMP is Rs.880 per share still they are looking to achieve at Rs.1132 of target by end of 2016. HCL has given 16% of return in last one year.

4. Axis Bank :- Axis bank is getting good business in india. They are all set to expand branches in india to strengthen the branch network.Axis Bank's CMP is Rs.473 per share and has target to achieve Rs.630 by end of 2016 from Rs.424 in 2013.

5. Ashok Leyland :- India's 2nd highest heavy commercial vehicles company, who shares 28% market shares has given 107% of return in last one year. In next year they have target to achieve 20% of growth. The CMP is Rs.Rs.92.15 and target is Rs.111 by end of 2016.

6. Tata Motors :-  Tata motors listed in major looser of 2014-15 as they declined almost 21% in last one year. But looking at the past records, 20% of decline is always "Buy" call. Tata motors to expect recovery by 4th quarter in 2016. The CMP of Tata motor is Rs.405.06 and target price is Rs.518.

7. J K Laxmi Cement :- JK Laxmi cement is 5th largest cement comapny in north india which has 7% of market shares.Though, J K laxmi cement didn't show good growth in last one year but still brokers are confident enough that JK laxmi cement will give nearly 23% of return in next year with target price of Rs.450.

8. Larsen & Toubro :- L&T who is also major looser in 2015 with 12% of price decline has "buy" call. This large cap share is good to hold for long time,expected to give 20% return in next one year with target price of Rs.1646.

9. Amara Raja Batteries :- Amara Raja is a high quality stock to play the auto sector revival. One the best automotive comapny who's looking to expand in next one year will have good return (~17%) with target price of Rs.1040.

10. HDFC Bank :- One of the biggest and major share in banking sector and biggest private bank in india, HDFC bank who given 21% of growth in last one year has good target price of Rs.1200, eyeing on 11% growth in next one year.

These are the Top 10 Best stocks to buy in 2016, if you want to study more about stocks, keep following us for more updates and share market tips

Update (24th August, 2016) :-Recent trend says that Share market (BSE/NSE) may show good growth before diwali 2016. if you are thinking to start treading you can start now and get benefit of market which is about to get boost. The reason given by the market pandits is GST Bill clearance. Since GST finance bill has been cleared from parliment and almost all states, and good rain in india this year will boost the GDP. Even international ratings has pointed this out. 

if you are interested in investing in Mutual funds than do check our list of Best Mutual Funds to Invest in 2016. Also our exclusive list of Small Business Starts with an Investment.

Tuesday, August 23, 2016

How to Get Marriage Registration Online in India?

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Marriage certificate is essential, important and compulsory document to have as per Indian law. Its a legal proof that you both are married with each other. Earlier we need to go to magistrate office to get marriage certificate, but in digital India, now you can get Marriage certificate online easily. No need to go to government office or to stand in long queue. Just apply online and get the marriage certificate within time frame.

Why its important to have Marriage Certificate?

Marriage Registration Online
Well, apart from above mentioned reasons, there are many other reasons too, in which marriage certificate will help you.
  • In case of sudden demise of any of you, legal proof will help you to get onward benefits
  • After marriage, its helps your wife to get Passport/visa easily (with changed names)
  • Females can easily open bank accounts with help of marriage certificate.

Who can get Marriage Certificate?

As per the Special Marriage Act, any boy who have minimum age of 21 years and any girl who is 18 years old can marry and eligible to get marriage certificate. There are two different acts for marriage in India. Since, its we are Hindu majority population, there is Hindu marriage act (under which you are not allowed for court marriage, you can only register. Marriage must be performed as per Hindu rituals), while as per the special marriage act, you can marry in court (no religion bar) and get marriage certificate. Apart from Hindu marriage act, there parsi marriage act too, where you can register your marriage if you are practicing parsi religion.

But, whatever religion you are practicing, you must register your marriage under special marriage act, ordered by Supreme Court, in 2006. Now we will check about how to get marriage certificate from the entire 3 marriage act.

How to Get Marriage Registration Online under Hindu Marriage Act?

To get Marriage certificate for hindu couple, they first need to marry as per hindu rituals. After that, they need to show marriage proof to get marriage certificate. Below is steps you need to follow;
  • Download the Online Registration form to get marriage certificate, you can click here to download it (its for Delhi, for other state, find the state registrar officer site and download it)
  • Fill the name of the husband wife, get the sign from 3 witnesses who were present at the marriage time.
  • Attach a photo of husband wife at the time of marriage as per hindu rituals.
  • Submit the application form to marriage officer.

How to Get Marriage Registration Online under Parsi Marriage Act 1936?

  • First you need to marry as per parsi rituals, in front of Parsi priest.
  • He will than register the marriage of husband wife with their details and sign 2 witness.
  • He will provide you certificate.
  • Submit the application to the marriage officer by priest, registrar officer will soon issue marriage certificate in few days.

How to Get Marriage Registration Online under Special Marriage Act 1954?

Under this act, people who don’t follow any religion, or people who belongs to other religion gets marriage registration provision.
  • Before 30 days of the court marriage, bridge groom needs to give notice. Only couple who lived in local jurisdiction area for 30 days can apply at nearby court for marriage.
  • If any one objects the marriage, than it will be hear under law of court within 30 days.
  • If no one objects it, than after 30 days they can appear before marriage officer at court, along with 3 witnesses, they solemnization the marriage in front of marriage officer.
  • After that within 90 days they need to marry as per their rituals.
  • After that within few days they get marriage certificate.

Marriage Registration Fees in India

  • Rs.100 for marriage certificate to be paid under hindu marriage act.
  • Rs.3 for application form and Rs.2 for marriage certificate to paid under parsi marriage act.
  • Under Special marriage act, Rs.150 needs to be paid for solemnization of marriage and for marriage certificate.

Documents need to get Marriage Registration in India

  • Application form signed from both Husband and wife
  • Proof of residence
  • Attach Date of birth certificate
  • Affidavit signed by both under providing information of marriage place, date time and witnesses.
  • Passport size photos of both husband and wife
  • Death certificate of spouse if any of the partner is widow or widower.
  • Divorce copy if any of the partners got divorce.
These are the things you needed to follow to get marriage certificate online. If you have any question or query, feel free to ask us on comment below.

Extra Tip:- Almost at all registrar office of india, marriage registration process is easy and smooth. you don't need to get agent to do it, its quite easy, don't hire any agent.

Tuesday, July 26, 2016

How to choose Best Online Term Insurance Plan? - Top 5 Best Term Plans

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Online Term Insurance Plans are best for securing future of your family after your death with low cost premiums. Yes, Term Insurance Plans are made to cover your after death situation. Most of people are now turning to buy online term plans than going with Endowment Policy. Endowment policies are also good, but term insurance plans provides better cover and death benefits.

How to choose Best Online Term Insurance Plan? - Top 5 Best Term Plans 2016

Online Term Insurance Plan
Below is guide on how to choose the best online term insurance plan, things to check before you buy term plan and which are top 5 best term plans available in Indian insurance market.

Things to Take care before you Buy Online Term Insurance Plan

Sum Assured: - Firstly, decide how much money your family will be needed after your death. Suppose, your age is 30 and you choose 20 year term plan. So, in case of uncertain death of yours, your family will get money (in 20 years of term). We need to choose 10 times amount of term plan than our annual income. For example, if you are earning 7 lakh per annual, you need Rs.70 lakh of term plan to fight with future inflation. 

Years of Cover: - Most of the people (salaried) retire at 60 years. But our experts who suggest that one should atlest take cover till 65 years of age. Don’t buy 15-20 years of cover, as the premium of term plan is quite low. Approx Rs.5000 of yearly premium you need to pay For Rs.25 lakh of sum assured term plan. (While in other endowment plans, you end up paying high premiums).
Accident Cover: - Is your term plan cover accidental death too? If yes, it will be plus point. India has high road accidents, and term plan which provides you accident cover will give much benefit to your family after your death.

Critical Illness: - If you or your family has history of having critical illness like cancer or any other major diseases, you better buy a term plan which covers major diseases. There are many online term plans available in market which provides you good cover on critical diseases.

Income After Death :- instead of paying all sum assured in one shot, there are options available upon which, your family will get sum assured money in installments (say monthly pay outs). This will help your family members for better financial planning of money.

Adjusted Coverage Plans: - There are many plans available which provides you to increase or decrease your term plan cover. You can increase your cover when you get child or you can decrease cover plan after some age. Such options will get benefit you to avoiding high premium rates at the retirement age. You can choose multiple options; just don’t blindly follow any single plan.
Low Premium Rates: - Many people go for low premium term plan which does not provide many facilities like illness cover or accidental cover. It is advisable to go for the term plan which gives you better cover instead of low premiums.

Claim Settlement Ratio: - While choosing the term plan, go with the insurance company which has better claim settlement ration. Claim settlement ratio is published by IRDA (Insurance Regulatory and Development Authority). Every year IRDA publish claim settlement ratio of all insurance companies which provides you easy data to analyze which company pays better after death of the insurance buyer. In short, Claim settlement ratio gives you glimpse of how is after sales service of insurance company.

Buy Online: - You don’t need to go to the insurance company to buy term plans, you can buy online term plans from website of insurance company and you can start the cover right now. Just take care of the above mentioned points before you buy term plans.

Always buy good cover term plan instead of low premium term plan. Though, Term plans are quite cheap. You can get Rs.1 cr of cover for just Rs. 18/- per day.

Top 5 Best Online Term Plans In India

As you have seen the list of things you need to take care while buying term plan, now check out list of top 5 best term plans;

#1 :- LIC eTerm Policy (Table 825) :- LIC (life insurance company of india) has top most claim settlement ratio in india. LIC tops with 95.51% of benefit amount given and 98.19% no of policies have claimed death benefit in last one year. LIC no doubt best insurance company also has good credit in Indian insurance market. Apart from LIC eTerm 825 plan, LIC Anmol Jeevan II and LIC Amulya Jeevan II are also good term insurance plans from LIC.

#2 Max Life Insurance: - Max Life Insurance has 93.59% of claim settlement ratio in last year with     96.03% policy claimed benefits in Max Life Insurance. Max Life insurance provides monthly income after death and raising monthly income options in term plan. You can check the max life insurance term plans.

#3 TATA AIA :- TATA AIA’s iRaksha TROP is good term plan. If you are looking for limited sum assured plan with low premium rates, you can go for TATA AIA iRaksha term plan. This term plan also provides facility of single, limited, regular pay of sum assured. You can get death benefit, maturity benefit, surrender benefit and tax benefit too.

#4 Aegon Religare :- Aegon Religare’s term plan provides cover up to 75 years of age and with critical illness included. Apart from that, accidental deaths, women’s critical illness are also covered. Aegon Religare has 85.93% of claim settlement ratio too. Overall, Aegon Religare is the only term plan which provides you better features and low cost premium rates.

#5 Kotal Life Insurance Preferred e-Term Plan: - Kotak Insurance is big name of Indian insurance sector. Kotak eTerm Plan provides you facility to pay premium rates in monthly or yearly. Also, same facility in sum assured to when your family receives death benefit. Kotak Life insurance has 90.69 % of good claim settlement ratio. 

These are the tips to choose better online term insurance plan and top 5 best term plans in india. Hope our guide will help you to choose better term plan. 

Also read :- 

Friday, July 22, 2016

Buy Gold Coin Online – Signs to Check Purity of Gold

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Looking for Investing in Gold via Gold Coin? Gold is one of the best and evergreen investment options in india. Because of high rate and high demand, Gold rates in india never came down, and the reason many people still prefer Gold as best option. But investing in Gold coin is much better than gold jewellery. With great returns comes with great risk. It is also necessary to buy pure gold with gold coins, here is we are listing options to buy gold coins and signs to check purity of gold.

How to Buy Gold Coins Online?

Buy Gold Coins Online
To buy gold coins online, unlike earlier, now it is easy process. All you need is you pan card while buying the gold coins. Here we are providing you powerful source where you can find the best gold coin at reasonable rates.

Buy Gold Coins from SBI India

State bank of india has special dedicated page where you buy new gold coins at reasonable rate. Gold coins are available in 2 Gram, 4 Gram, 5 Gram, 8 Gram, 10 Gram, 20 grams and 50 gram price. On this portal, you get the latest price of gold coins. You need to book gold coin online and need to collect it from SBI Branch.
  • Just visit the official website of SBI portal and head to gold coin rates
  • Or just follow this website link where you can find the gold coin rates
  • On the 2nd tab, you can get last 7 days gold coin rates too
Please note that these rates are Excluding VAT, Any other local taxes as applicable.

Other ways to buy Gold Online

Big eCommerce websites like, or snapdeal also selling gold coins online. You can check the gold coin rates on the respected websites. Other than these portals, you can also buy gold coins from the big jewellery websites like TBZ or any other.

Local Retail or wholesale Market

If you don’t get satisfied product from above 2 options, you can buy gold coins from the local market in retail or wholesale, where you can get the gold at reasonable price and low cost. But the only issue with local market is purity of gold. So, to check the purity of gold, you need to check the below mentioned signs to check purity of gold, before buying the gold coins or gold from local market.

How to Check the Purity of Gold?

“All that glitters may not be gold, make sure it’s pure gold.” This is tagline from Jago Grahak Jago to spread awareness for purity of gold. Below are important signs which you can check before buying gold offline market;

- Check for Hallmarks: - Like we have ISI hallmark on the big products which need to be passed from quality test, Gold Jewellery or gold coins need to pass the BIS (Bureau of Indian Standards) . Please note that these hall marks are not hallmarked by Jewellers himself. BIS is independent body that check purity of gold before you buy it.

- Grades of Purity gold :- 23 carat, 22 carat are purity mark for jewellery, do check the detail list of purity grade

  • 958 -  23 carat
  • 916 – 22 carat
  • 875 – 21 carat
  • 750 – 18 carat
  • 708 – 17 carat
  • 585 – 14 carat
  • 375 – 9 carat
- Year of Making: - You can also check for making year of gold where you can show something like A for 2000, N for 2011 year wise.

- Jeweler Identification Mark
: - Many big brand jewelers like TBZ have their own mark, which they put it on each jewellery. Do check for it.

If you want register complaint against any jewelers for selling fake hallmarked jewelries, you visit this page and find the city wise hallmark complaint authority with which you can raise your complaint.

These are the safety check marks of checking purity of gold and how to buy Gold Coins online. If you don’t find any of these and still want to invest in Gold, go for Gold ETF option, its safe and best.

How to apply for Pradhan Mantri Kaushal Vikas Yojana [Guide]

By No comments: - Guide for How to Apply for Pradhan Mantri Kaushal Vikas Yojana. You must have heard about the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) which is new government program to train unskilled youth for special task. Under Skill India program, government of india has launched the Pradhan Mantri Kaushal Vikas Yojana where around 10 crore youth will be trained and Rs.1500cr for this project. Below is eligibility criteria, how to apply and other information related to Kushal Vikas Yojana.

How to apply for Pradhan Mantri Kaushal Vikas Yojana [Guide]

Pradhan Mantri Kaushal Vikas Yojana
Under the leadership of Prime Minister of India Ministry of Skill Development and entrepreneurship has started Kaushal Vikas Yojana. Below is more detail about this project;

Eligibility criteria to apply in Pradhan Mantri Kaushal Vikas Yojana

Candidates who wished to apply for Kaushal Vikas Yojana must have eligible for below mentioned criteria;
  • The candidate must have Indian citizenship
  • He/she must have enrolled in Skill development program of GOI
  • He/she must have to attend the training centre to get skilled

How to apply for Pradhan Mantri Kaushal Vikas Yojana?

Candidates who wish to join Kaushal Vikas Yojana must follow below mentioned steps to apply online;
  • Candidate need to visit the official website of the Pradhan Mantri Kaushal Vikas Yojana
  • Go to or follow this direct link
  • Upon visiting the site, you need to visit the training centre list of Kaushal Vikas Yojana
  • Select the nearest training centre from your place and download the application form
  • Also, you can apply from offline via visiting the official address of training centre
  • If you need any help or have query, you can call on +91-8800055555 which is special mobile number dedicated to help candidates for their requests on skill india

After Applying Process under Kaushal Vikas Yojana

Right now government of india is finalizing the skill india training centre, after choosing the training centres from each district, government of india will put of the list on the official website. But here is the process you need to follow after applying for Kaushal Vikas Yojana;
  • Government of india has choose a training partner who will provide you training
  • After enrolling in the training center, candidates will be issued schedule to join the training center
  • Upon joining candidates need to produce listed documents
  • After completion of the program, certificate will be provided by the training center
  • Certification process will be followed as per the guidelines of Pradhan Mantri Kaushal Vikas Yojana.

Total Funds Allocated for Pradhan Mantri Kaushal Vikas Yojana

As per the official notification, Government of india has given Rs.1500cr for PMKVY Flagship program.
  • Rs.220 cr will be allocated for the trainees who will join the program for proper learning
  • Rs.67cr will be spent on awareness spreading of the program
  • Another Rs. 67 cr will be spent on the mentor ship for the trainees to get employed.

Kaushal Vikas Yojana Training Centre List

Here is the official link to find the list of Training Centre of Pradhan Mantri Kaushal Vikas Yojana;
  • Candidates need to visit the official link of Kaushal Vikas Yojana at
  • Choose the category you want the training for
  • Choose the nearest training centre for you
  • Get enrolled in and start training

Contact Details of Pradhan Mantri Kaushal Vikas Yojana

In case, if you have any query or question, you can contact the officials of Kaushal Vikas Yojana via using below mentioned ways;
These are enough ways to contact them. Most of the answers are answered on call only. For more updates on the government programs, keep visiting

Monday, July 18, 2016

7 Types of Income Tax Notice [How to Answer Income Tax Noice]

By No comments: - Here are most common types of Income Tax Notice you may receive and ways to answer them. Most of person start panicking as they receive Income Tax Notice. So, here we  are guiding you what type of income tax notice you may receive, purpose of income tax notice and how to answer notice of income tax department.

7 Types of Income Tax Notice [How to Answer Income Tax Noice]

Income Tax Notice
First of all, don't panic at all, none of the notice for IT department are made to harass you. It might happen that you forgot to file your ITR form, or to submit TDS form or of any other reason. Its just a notice, don't worry, here we are guiding you how to deal with such notices. There are 7 most common IT section which under which IT department sent notice to you. Take a look one by one and learn about them;

1. Section 131 (1A)

IT notice with Section 131 (1A) has been sent to person from IT dept after Assessing Officer (AO) suspects any concealing of income. If AO officer thinks that you have black money (secret money) or you about hide any income, they may sent you section 131 (1A) notice to you and they may start investigation in this matter.

There is no time limit to answer this notice. Anyways, if IT department found any black money in your account, they may proceed with investigation, Anyhow.

2. Section 142 (1)

You may receive section 142 (1) notice if you haven't submitted your income tax return form within time limit. If your Assessing officer found that you are late in submitting ITR form, or you have not submitted any important documents, or you have not submitted due account statement for your income, you may receive section 142 (1) income tax notice.

You may receive this notice after assessment year end, your time limit to reply will be mentioned in notice. In fact, its not notice, its just a information letter about missing things in your ITR. Don't panic, answer it easily.

3. Section 143 (1)

If you have paid right amount of tax, or if you have paid more tax than income or if you have paid less amount of tax, you may receive Section 143 (1) IT notice from Assessing Officer (AO). Below is what to do and how to reply for any of such notice;

- Informing :- If you have paid right amount of tax and your amount matches with AO's calculation, you may receive intimation notice.

- Demand :- In case you have paid less amount tax than AO's calculation, you may get demand notice to pay more tax or you can explain about your tax calculation. If AO satisfy with your answer, you may not be assessed.

- Refund :- You can get income tax refund if you have paid more tax than actual income.

You need to answer with in one year of the time you receive section 143 (1) IT notice.

4. Section 143 (2)

This is just follow up notice of section 142 (1) notice. if your Assessing Officer (AO) is not satisfied your section 142 (1) notice reply, he/she may sought more documents via section 143 (2) notice. you need to answer this notice with in 6 months of start of financial year.

5. Section 148

If your Assessing Officer (AO) founds that you have escaped some amount of income which is not reflecting in your ITR form. AO may demand more information on this. If your income tax amount is less than 1 lac, you have time to answer them in 4 years while if your income tax is more than 1 lac, you need to answer section 148 in 6 months of time.

6. Section 156

Its a demand notice to pay penalty or fine for late payment of income tax. Tax payer has paid less or late payment are served notice under section 156. Most of the tax payer who comes under this notice may receive notice with in 30 days.

7. Section 245

In case you demand tax refund from income tax department for current assessment year and there is some amount due in your account for previous assessment year and Assessing Officer (AO) just adjust the amounts of two assessment year. You may get adjustment of income tax via section 245 notice. you don't need to reply to this notice, in case you found you have no due left and IT dept wrongly adjusted amount, you can contact IT dept anytime soon.

Update :- Income Tax Department has sent 7 Lakh IT notice to recover money from Black money holder and tax defaulters. [Source]

These are the most common notice tax payers receive, and we have explained their purpose and how to answer them. if you have any more question, you can ask us in below comment box. Thank you.

Saturday, July 16, 2016

[How To] Recover your ICICI Direct Login ID Password

By No comments: - Guide to recover your ICICI Direct Login ID Password. If you are ICICI Bank customer and using net banking via their net banking portal, you must have feel that recovery of forgot password is quite tough in ICICI Bank. Especially for the new customers who join ICICI bank are always had complained about the how to get ICICI Direct Login ID Password. Here is complete guide to check out how to get lost password and set password for ICICI Direct Login.

[How To] Recover your ICICI Direct Login ID Password

Recovery of old password or generating new password in ICICI is not easy, if you are new and using it for the first time, you defiantly need this guide. Before we proceed to the recovery of new password things you needed while recovering new password is your PAN Card, Date birth, User ID, Email id and registered mobile number. Without these things, you cannot generate new password. So, to get the new password, just follow this guide and you will get your password.

Step 1:- Visit the official website of ICICI net banking, which is or just click on this link to follow it. 

Step 2 :- Visit the “customer service page” in ICICIDirectLogin page, And click on “Password Re-generation” link.

customer service page

Step 3: - At this link of ICICI Direct page, website will ask you to fill your User ID or Form No (you can enter whichever you have), Your Bank account number (for which you are regenerating password), Date of birth and your PAN card Number. 

Step 4: - After filling this much details, click on the 3 of 1 option, you will get 3 option, to unlock your account, issue new password and online password. Choose the one for which you are regenerating password.

Step 5:- After filling this form and selecting the option, ICICI Bank will send you a Unique reference number on your email id (The PDF will ask you to enter password, enter your USER ID as your password).

Step 6 :- After you enter the reference number on ICICI Direct portal, you will be again getting a URN (Unique reference number) on your mail and mobile number. Using this (2nd time unique number), you will be able to generate new password. Remember, your URN number and Grid number should match, then only you will be able to generate new password.

Step 7:- After finishing this step, you will get the new password on your mail id as well as on your mobile phone too.

Step 8 :- You can again visit homepage of and enter your login id and password (along with your date of birth or pan number) to use ICICI net banking online.

Login page of ICICIDirect

This is the easiest way to generate new password for your ICICIDirect Login. IF you have any query or question you can contact ICIC at or you can call icici bank toll free number too.

Strong Password Making Tips

- Do not share your password with anyone. In the world of online and digital stuff, now thieves are also smart, uses online way of fraud.

- Always remember your password, don’t write your password with anyone. Many people has habit to write password in phonebook or at passbook, don’t do that.

- Always make strong password, use number and signs combination. Don’t use your birth date, mobile number, vehicle number, passport number as your password.

- Always check your banking transaction SMS, if you find any unauthorized activity, contact ICIC Bank toll free number immediately.

These are the steps and guide to recover your ICICI Direct Login id and password and with some strong password tips. If you have any question or query, feel free to comment below. Thank you.
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