Tuesday, December 1, 2015

Detail Analysis of Schemes Launched by Modi Government

Since Narendra Modi becomes Prime Minister of India, Narendra Modi government has lunched several schemes like Jan dhan yojana, atal pension yojana, LPG Subsidy, give up subsidy (campaign),Soil Health Card, Mudra Bank, Life insurance schemes, Make in india, swachch bharat, International yoga day and many more. 

Detail Analysis of Schemes launched by Modi Government

Schemes launched by Modi Government
So, here we are doing fact check of all the government schemes which are lunched by modi government, is it really a successful? Lets start with one by one and check each and every facts with deep analysis of each government project.

1. Jan Dhan Yojana

A much needed government scheme was lunched by Modi government is "Pradhan Mantri Jan Dhan Yojana" in which, they targeted to give bank accounts to each and every person who don't have bank accounts. A Financial revolutionary scheme was lunched by Prime Minister Narendra Modi on 15th August, 2014 (From Lal Killa, delhi). In which, person can open bank account with just Zero Balance with minimum documents.

Launch Date :- 15th August, 2014
Total Accounts Opened :- 19.34cr  (11.78cr in Rural areas and 7.57 cr accounts in Urban Areas).
Total Money deposited in Jan Dhan Accounts :- Rs.26,956.45cr
No of Bank accounts under Jan Dhan Yojana with Zero Balance :- 6.77%
No of Rupay Debit Card Issued :- 16.60cr

Out of all accounts opened in Jan Dhan scheme, 15.14cr accounts opened in Public Sector Banks, 3.48 cr in Regional rural banks and 0.73cr in Private Banks.

Verdict :- Jan Dhan Bank Account Yojana is Super Hit. (As on 25th November, 2015).

Data Source :- http://www.pmjdy.gov.in/account

2.  Atal Pension Yojana

Atal Pension Yojana was best pension scheme in which it gives provision that person will get minimum of Rs.5000 per month of Pension with 50% contribution of Government. This scheme is 50-50 partnership scheme where 50% (whatever amount invested by person, same amount )will be invested by govt.

Launch Date :- 1st June, 2015
Total Subscriber of Atal Pension Yojana :- 10,98,871 (10 lac+)
Out of total subscriber, 670704 are male subscriber and 428,167 are female subscriber of Atal pension Yoajana.

Verdict :- Super Hit.

Data Source :- http://www.jansuraksha.gov.in/ (reports) as on 27th November, 2015.

3. Pradhan Mantri Suraksha Bima Yojana

Under Pradhan Mantri Suraksha Bima Yojana, any individual from age of 18 to 70 years can get Suraksha bima, Rs.2 lakh of life insurance for just Rs.12 per annum premium. 

Launch Date :- 1st June, 2015
Total Subscriber of PMSBY :- 91,685,554 (9cr+)
Out of total subscriber, 56,335,400 are male subscriber and 35,350,154 are female subscriber of Pradhan Mantri Suraksha Bima Yojana.
Total Claims answered under  Pradhan Mantri Suraksha Bima Yojana :- 1673.

Verdict :- Super Hit. 

Data Source :- http://www.jansuraksha.gov.in/ (reports) as on 27th November, 2015.

4. Pradhan Mantri Jeevan Jyoti Bima Yojana 

As a part of Jan Suraksha Schemes (with Suraksha bima and atal pension) PM also lunched Pradhan Mantri Jeevan Jyoti Bima Yojana in which you can get Rs.2 lakh of accidental insurance for just Rs.330 per year of premium. 

Launch Date :- 1st June, 2015
Total Subscriber of PMJJBY:-28,586,174 (2.8cr+)
Out of total subscriber, 17,958,107 are male subscriber and 10,628,067 are female subscriber of Pradhan Mantri Jeevan Jyoti Bima Yojana.
Total Claims answered under  Pradhan Mantri Jeevan Jyoti Bima Yojana :- 8279.

Verdict :- Super Hit. 

Data Source :- http://www.jansuraksha.gov.in/ (reports) as on 27th November, 2015.

5. Pahal - LPG Subsidy Scheme

Pahal (Pratyaksha Hastaantarit Laabh) or Direct Benefit Transfer Scheme for LPG subsidy is world's largest cash transfer programme which was registered in The Guinness Book of World Records. Under which, subsidy to each LPG cylinder subscriber was given directly transferred to their Bank accounts.

Launch Date :-1st January, 2015
Total Benefit given under PAHAL(DBTL) to Beneficiaries (in Cr.) : 14.60
Cash Given (in Rs. Cr.) : 23104.
Money Saved by (corruption) Direct Subsidy transfer :- Rs.14,672cr (source)

Verdict :- Super Hit.

6. Give LPG Subsidy

After the success of LPG Subsidy Direct Transfer scheme, Prime Minister Modi has urged people of india to give up subsidy (to those who can afford market price of cylinders). 

Total no of LPG Subscribers who Give up LPG Subsidy :-  51,12,474 (51 lac+ subscribers.

Verdict :- Super HIT.

Source :- http://mylpg.in/index.aspx

7. Soil Health Card

Soil Health Card Program was dedicated to Indian farmers which help them to know their land (what corp will give them more revenue on particular land).The Soil Health Card is a printed report that will be given to farmers once in three years for each of his/her land holding. It will contain crucial information on macro nutrients in the soil, secondary nutrients, micro nutrients, and physical parameters. 

Lunched on :- 17th February, 2015
Total Soil Health Card Issued to Farmers :- 34 lakh (one card per farmer)
Target to achieve :- 84 lakh 

Verdict :- Need to Speed Up. 

8. Mudra Bank Yojana (Micro Units Development and Refinance Agency Bank)

An amazing initiative to "Fund the unfunded" person to start new business in india. Under Pradhan Mantri Mudra Bank Yojana, from Rs.50000 to Rs.10 lac of loan has been given to needed. Shishu, Kishor and Tarun, under these 3 categories loan has been given to people for Small Business Sector. Mudra Bank Yojana is helping indian economy a lot.

Lunched on :- 8th April 2015
No of Loan sanctioned under Mudra Bank Yojana :- 68,35,541 (68 lakh)
Amount Sanctioned under Mudra Yojana :- Rs.47,685cr
Amount Distributed under Mudra Yojana :- Rs.44,078cr
Target :- Rs 1.22 lakh cr (By March 2016).

Verdict :- Super Hit.

Source :-  http://www.mudra.org.in/

9. Swachch Bharat (Clean India)

Swachch Bharat (Clean India) is not a Scheme or programm, its a movement started by india and govt of india. In which, it is targeted that all schools in india will have separate toilets for girls and boys. Also, it is targeted to build, individual household toilets,public & community toilets and waste processing units in all MLAs area.

Launch date :- 2nd October, 2014. 
On June, 2015 India's all primary schools have separate toilets for boys and girls. - 100% Achieved.(80 lakh+ toilets are build in single year).

Against the target of constructing 25 lakh household toilets in urban areas till March 2016, construction of 16.45 lakh toilets has been taken up and 4.65 lakh have already been built. Against the target of building 1 lakh toilet seats by March 2016, construction of 94,653 toilet seats has been taken up and 24,233 seats have already been built.

Verdict :- Super HIT.

10. Pradhan Mantri Vidya Lakshmi Karyakram

PM Vidhya Lakshmi Karyakram was online campaign in which all the education loan and scholarship provider loans are tie up and a portal has been created from where students can apply for education and get aprooval online only. Also, single form for all banks, facility also been provided.

Launch Date :- 15th August, 2015
No of students registered on this portal :- 23000+
No of application received under this portal :- 500+
Total no of students took loan from Vidya Lakshmi portal :- 03

Verdict :- FAIL 


11. Gold Monetization Scheme 

Gold Monetization scheme is a unique scheme launched by government of india in which people india will get interest on deposit of gold to govt (which will be melted to meet future demand of gold in india). Also, govt lunched gold bonds and gold coins which will give annual interest to the people.

Launch date :- 5th november, 2015
No of application received for GOLD monetization scheme :- 63000
Total Gold Received :- 917kg
Total Amount of Gold :- Rs.246cr   

Verdict :- SUPER HIT.


12. Sukanya Samridhi Yojana

As a part of Beti Bachao Beti Padhao, PM Modi has lunched a saving scheme, under which it gives 9.25% of annual interest rate on saving account. A natural/ legal guardian on behalf of a girl child can subscribe to this scheme and get 9.25% interest rate.

Launch Date :- 22nd January, 2015
No of Accounts opened in under Sukanya Samridhi scheme :- 1,44,329 accounts in Agra, 11lakh in tamil nadu, 30,000 in north east.

The overall accounts opened under this scheme is above 1cr+.

Verdict :- Super hit. 

These are the fact check of each schemes lunched by Modi Government in past one and half year. Most of them are performing awesome or good (expect one).  We will keep adding more government schemes and keep doing analysis. Keep reading us, Thank you. 


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